Today's Rates
Last update: January 31, 2012 03:37 PM PST
Welcome to City Lights Financial personalized loan tracking service.
Finding the right loan program for you is easy.
Simply look at the programs and rates below.
If you're ready to refinance now, call us today at 800-530-2489.
If you'd like to track the rates on up to 3 loan programs, click here for our exclusive personalized Rate Alert service.
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming |
4.375 | 3.578 | 4.686 |
| 4.500 | 3.093 | 4.770 | |
| 4.625 | 2.670 | 4.859 | |
| 4.750 | 1.452 | 4.877 | |
| 4.875 | 0.635 | 4.931 | |
| 15 yr fixed conforming |
3.875 | 3.669 | 4.429 |
| 4.000 | 2.207 | 4.331 | |
| 4.125 | 1.781 | 4.392 | |
| 4.250 | 0.846 | 4.377 | |
| 4.375 | 0.130 | 4.394 | |
| 3/1 ARM |
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| 30/5 yr fixed or 5/1 ARM |
3.125 | 1.701 | 3.257 |
| 3.250 | 1.385 | 3.275 | |
| 3.375 | 1.039 | 3.291 | |
| 3.500 | 0.699 | 3.308 | |
| 3.625 | 0.362 | 3.325 | |
| 30/7 yr fixed or 7/1 ARM |
3.625 | 1.590 | 3.483 |
| 3.750 | 1.188 | 3.510 | |
| 3.875 | 0.787 | 3.536 | |
| 4.000 | 0.388 | 3.562 | |
| 4.125 | -0.011 | 3.589 | |
| 10/1 ARM |
4.125 | 1.510 | 2.975 |
| 4.250 | 1.062 | 3.018 | |
| 4.375 | 0.616 | 3.062 | |
| 4.500 | 0.169 | 3.106 | |
| 1 year ARM |
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| 6 Month ARM |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo |
4.750 | 2.503 | 4.971 |
| 4.875 | 1.656 | 5.021 | |
| 5.000 | 1.241 | 5.110 | |
| 5.125 | 0.931 | 5.208 | |
| 5.250 | 0.011 | 5.251 | |
| 15 yr fixed jumbo |
4.250 | 1.454 | 4.468 |
| 4.375 | 0.716 | 4.482 | |
| 4.500 | 0.416 | 4.562 | |
| 4.625 | 0.132 | 4.645 | |
| 3/1 jumbo ARM |
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| 5/1 jumbo ARM |
3.500 | 1.846 | 3.401 |
| 3.625 | 1.529 | 3.420 | |
| 3.750 | 1.183 | 3.436 | |
| 3.875 | 0.855 | 3.454 | |
| 4.000 | 0.581 | 3.476 | |
| 7/1 jumbo ARM |
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| 10/1 jumbo ARM |
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| 1 year ARM |
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| 6 Month ARM |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only |
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| 7/1 ARM Interest-Only |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only |
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| 7/1 ARM jumbo Interest-Only |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
Citylights Financial - 29134 Roadside Drive - Agoura Hills, CA 91301
Office Phone: (800) 530-2489 Fax: (888) 450-7907
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Citylights Financial Express Inc. and Citylights Commerical Lending Group Inc.is at 29134 Roadside Dr.suite106 Agoura Hills Ca. 91301 Citylights Financial Express Inc. is also Lic. by Department of Corporations #603B921 DRE #01355798 NMLS #271590
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